Mortgage Refinancing  
During the past few years, record numbers of Americans have refinanced their home mortgages as a result of historically low interest rates. This calculator is designed to help you determine whether you should consider refinancing your mortgage.
     


1. What is the principal balance remaining on your current mortgage (from your last statement)?

$

2. What is the annual interest rate on your current mortgage?

%

3. How many years remain on your current mortgage?

4. What will the annual interest rate be on your new mortgage?

%

5. What will the term be (in years) of the new mortgage?

6. What will the loan origination fee and closing costs be (in percentage terms) on the new mortgage? (These are typically charged by the lender to process your loan. 1 point = 1 percent)

%

7. How many discount points (in percentage terms) will you be paying to lower (buy down) the interest rate?

%

8. What other fixed costs (in dollar terms) are there? (such as an appraisal)

$
 
   
   
Pacific Capital Resource Group, Inc.
10900 NE 8th St. Suite 1550 Bellevue, WA 98004
Phone: (425) 641-8788 ext. 214 Fax: (425) 641-8778
eebi-deprey@htk.com



Eric Ebi-Deprey, ChFC®, CLU®

 Financial Advisor

10900 NE 8th St. #1550

Bellevue, WA 98004

(425) 641-8788 x214

(206) 550-9158

 

Securities and Investment Advisory Services are offered through Hornor, Townsend, & Kent, Inc. (HTK)  Registered Investment Advisor Member FINRA/SIPC.  Advisory Resource Group LLC,  an independently owned and operated Washington State Registered Investment Advisor and Pacific Capital Resource Group, an independently licensed insurance agency, are independent of Hornor, Townsend, & Kent, Inc..

*Fee Based Planning Services are offered through Advisory Resource Group LLC.

Our representatives are insurance and securites licensed in our resident state of Washington, and are additionally securities licensed in California, Maryland, Montana, Tennessee, and Oregon.  This is not an offer or solicitation in any states where representatives are not properly licensed.

A1RB-0817-01
 

 


 

 


 

 


 

 

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